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In conjunction with completing the loan application from this website, I will need the items applicable to you from the list below to process your mortgage pre-approval. Please send exactly what's stated, to avoid delays in the application process. In addition, a new credit report will need to be pulled and authorization will be requested from you upfront. 

Pre-Approval Checklist

  • Please provide your most recent 30 days' worth of consecutive paystubs for all borrowers being included on the mortgage transaction. 

  • Copies of your W-2's or 1099's for the past two years for All jobs worked. 

  • Please provide complete copies of your last two years' Federal tax returns, personal or business, including all pages and schedules. 

  • Legible copy of your government issued photo ID (driver's license, State ID, passport, etc.) 

  • Please provide a legible copy of your Social Security Card (or green card, work visa, etc.) 

  • Please provide copies of your most recent 60 days' worth of consecutive bank statements to document cash available to close. If assets are coming from another source, please advise. 

  • If you are a veteran and wish to take advantage of financing through the Veterans Administration (VA), please provide a copy of your Certificate of Eligibility (DD214) 

  • If using alimony or child support as income, please provide divorce decree/court order stating amount, as well as, proof of receipt of funds for the last year. 

  • If using Social Security, Disability or VA benefits as income, please provide current award letter from agency or organization. 

Source of Funds for Closing Cost and Down Payment

  • Sale of your existing home - provide a copy of the signed sales contract on your current residence and statement or lisitng agreement if unsold (at closing, you must also provide a settlement/Closing Statement) 

  • Savings, Checking or money market funds - provide copies of consecutive bank statements for the last 3 months. 

  • Stocks and bonds - provide copies of your statement from your broker or copoes of certificates. 

  • Gifts - If you will be using gift funds as part of your cast to close, please provide a recent bank statement form the donor prior to any funds being transferred. 

If you currently own real estate, please forward the following items additionally for ALL properties owned: 

  • Copy of current mortgage paymment coupon/statment displaying full payments breakdown for principal, interest and escrows if applicable. 

  • Copy of current property tax bill to confirm total property taxes owed on property (all municipalities). 

  • Copy of hazard insurance declarations page to confirm total homeowner's insurance premium owed on the property. 

If you are looking to REFINANCE, please forward the following items additionally: 

  • Please contact your exisitng mortgage company and request a payoff statement for the property being refinanced. 

  • Please forward a copy of your existing NOTE and Warrantly Deed for the subject property. 

  • Please forward a copy of your exisitng property survey.

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